Who Needs Homeowners or Renters Insurance?
Everyone with property to protect needs insurance!
 
Use our quote-request form to receive a Homeowners or Renters Insurance quote from Childress Insurance.
If you have an insurance question, please ask us.Click here to ask us a question.



  Homeowners and Renters Insurance
What is Homeowners or Renters Insurance? Homeowners Insurance is financial protection for your home and property in the event of most kinds of disasters. Many policies insure both your home and what you keep in it. Renters insurance provides similar protections for those renting their homes.
 
Who needs homeowners insurance?
People who own homes, whether they are single family, condos or mobile homes.
 
If you have a double-wide mobile home on a permanent foundation, Childress Insurance can insure it at the same rates as a single family dwelling. This is less expensive than most mobile home coverage.
 
Why is homeowners insurance important?
Homeowners' policies cover damage to your home and damage to your property. They also cover any liability for damage that you, your family members - even your pets - cause to other people.
 
What is covered?
Different types of policies cover different losses for varying amounts of money. Please call or email us to discuss this in detail.

Earthquake and flood protection require separate policies; they are not included in standard homeowners coverage. Damage caused by poor maintenance is also excluded from coverage.

Do Renters Need Insurance?
Yes! Renters policies provide much the same protection that homeowners coverage provides, including:
Personal property
  Medical payments to others who are injured in an accident arising from your premises or personal activities
  Liability for personal injury, including bodily injury or property damage claims brought against you
  Loss of use, meaning additional living expenses incurred during temporary relocation.
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Childress Insurance represents many companies that provide homeowners and renters insurance. Please complete the form below, and we will provide a quote for your homeowners or renters coverage.
 
 
 
Homeowners or Renters Insurance Quote Request
Please enter your name and address below. For a homeowners insurance quote, please add the requested information about your home.
Which kind of insurance quote would you like to receive?
Homeowners   Renters 
Name
 
Address
City
, VA
Zip Code
Email
Phone
For renters insurance quotes only
Value of your personal property: 
For homeowners insurance quotes only
Please tell us a few facts about your home:
Estimated value of your home:
Year your home was built:
Square feet of living space:
Miles to nearest fire station:
Feet to the nearest fire hydrant:
Do you have smoke detectors?
Yes   No 
Do you have a centralized security/alarm system?
Yes   No 
Do you have deadbolts on all exterior doors?
Yes   No 
House construction type:
Wood, Vinyl or Aluminum siding   Masonry   Veneer 
Roof type:
Asphalt shingles   Metal   Wood shingles 
Send Your Quote Request
Please click the Send Quote Request button.

 
Policy price quotes are not insurance policies or promises to insure. 
 
  Childress Insurance is licensed to conduct business in Virginia.
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Office Hours: Monday-Friday, 9am-5pm and by appointment
46 W Main Street • Christiansburg, VA 24073 • phone: 540-394-4060 • fax: 540-394-4061
3888 Stewart Lane • Shawsville, VA 24162 • phone: 540-268-5733 • fax: 540-268-5737
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